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Who is Covered on Your Auto Insurance Policy?

Who is Covered on Your Auto Insurance Policy?
By Lori Mandell

If your spouse drives your car, will he or she be covered under your auto insurance policy?  How about your cousin who lives with you?  Or the same cousin who has now moved out?  Your roommate?  Your boyfriend who lives across town? How about your teenaged daughter? Or your teenaged son who you have forbidden to drive your car after he got back-to-back speeding tickets?

Rental Car Reimbursement Coverage: Should You Purchase This?

Rental Car Reimbursement Coverage: Should You Purchase This?
By Darryl Lee

Rental car reimbursement coverage is an optional coverage item that can be added to your policy. The cost is minimal, usually $20 to $60 per 6 months dependant on the level of coverage chosen. With this coverage, a policyholder would be able to obtain reimbursement from their insurance company up to their coverage limit when the insured vehicle is involved in a covered loss. This coverage is not standard and must be requested by the policyholder. In the following I will inform you where to look to see if you have coverage, how to read your coverage limits and a few mistakes to avoid.