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Understanding Your Automobile Policy Declarations

Understanding Your Automobile Policy Declarations
By Lori Mandell

Every automobile insurance policy comes with a separate page called a “declarations page”, or “declarations sheet”.  In insurance lingo it is abbreviated “dec sheet”.  On the dec sheet you will find all of the information regarding your coverage for each of the vehicles you have insured as well as the premium for each coverage.  The dec sheet identifies your policy with a policy number and it includes the dates of your policy period, and when the policy was first processed.