Your son has just gotten his driver’s license and is feeling that sense of freedom that comes along with it.  Car fever is spreading through his junior class like wildfire.  He gets behind the wheel and drives away, leaving you gazing out the window with a worried look on your face—there are maniacs on the road; will he be safe?  How much more am I paying in insurance premiums?  You have every right to worry about his safety, but know the facts and your options regarding insurance coverage for your teen, and you will worry a little less—at least about the premiums.