California Auto Insurance

From California Auto Insurance Laws & Requirements to California DUI Laws, from California Teen Driver Laws to California Auto Insurance Rate Estimates, from California Auto Theft Statistics to California Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a California driver, the facts you want are right here.
California Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of California:
California DUI Laws
In the state of California, driving while under the influence of alcohol or drugs is a serious offense. All DUI penalties in California include interlock and the assessments, fees, and fines could cost you thousands of dollars. California also has a zero tolerance law for DUI as a teen. Even if a police officer smells alcohol on your breath, you will be charged with a DUI.
California (CA) Teen Auto Insurance Laws, Rates & Requirements
More than 5,000 teens die in car accidents each year across the U.S. Of the 5,000 teen fatalities each year, the state of California accounts for 400. Based on these figures, the state of California has one of the highest teen accident fatality rates in the country for teen’s ages 16-17. In response to these disturbing figures, California pioneered the Graduated Driver Licensing (GDL) program when it passed its first law in 1997.
California Department of Insurance
300 Capitol Mall, Suite 1700
Sacramento, California 95814
Phone: 916.492.3500

Insurance Rate Examples for California

Looking for an auto insurance quote so you can save money on your car insurance in California? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

California Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for California makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see California's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
CA Avg. Monthly Premiums
$145
$146
$149
$147
$146
$146
$143
$139
$144
$140
$149
$148
$152
$150
$153
$151
$156
$150
$154
$149
$152
$151
$151
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

CA Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$145$42.7%$146$10.7%
Jan 10$149$32.1%$147$10.7%
Dec 09$146$32.1%$146$64.3%
Nov 09$143$10.7%$139$10.7%
Oct 09$144$53.4%$140$85.4%
Sep 09$149$32%$148$21.3%
Aug 09$152$10.7%$150$10.7%
Jul 09$153$31.9%$151$10.7%
Jun 09$156$21.3%$150$21.3%
May 09$154$21.3%$149$21.3%
Apr 09$152$10.7%$151$10.7%
Mar 09$151$10.7%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in California

1. 1989 Toyota Camry
2. 1991 Honda Accord
3. 1995 Honda Civic
4. 1988 Toyota Pickup
5. 1991 Nissan Sentra
6. 1990 Acura Integra
7. 1993 Saturn SL
8. 1987 Toyota Corolla
9. 1992 Chevrolet C/K 1500 Pickup (full size)
10. 2000 Ford Mustang

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