Nebraska Auto Insurance

From Nebraska Auto Insurance Laws & Requirements to Nebraska DUI Laws, from Nebraska Teen Driver Laws to Nebraska Auto Insurance Rate Estimates, from Nebraska Auto Theft Statistics to Nebraska Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Nebraska driver, the facts you want are right here.
Nebraska Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Nebraska?
Nebraska DUI Laws
In the state of Nebraska, there were 266 fatal car accidents in 2007 – 86 were  alcohol-related. While one alcohol-related car crash is still one too many,  Nebraska’s DUI fatality rate is much lower than most states. Nebraska’s strict DUI laws help Nebraska roads safe by making drivers think twice about drinking and driving. For starters, Nebraska has an implied consent law.
Nebraska (NE) Teen Auto Insurance Laws, Rates & Requirements
In the state of Nebraska, licensed drivers ages 16-19 represent only 7% of all licensed drivers, but they currently represent the highest number of drivers involved in traffic accidents. The state of Nebraska reports that in 28% of all fatal teen crashes, the drivers were not wearing their seatbelts; 19% of all teen crashes occurred at night, and 16% involved alcohol. Sadly, in 2008, a whopping 33% of all teen car crashes involved cell phone distraction.
Nebraska Department of Insurance
Terminal Building, Suite 400
941 O Street
Lincoln, Nebraska 68508
Phone: 402.471.2201

Insurance Rate Examples for Nebraska

Looking for an auto insurance quote so you can save money on your car insurance in Nebraska? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Nebraska Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Nebraska makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Nebraska's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
NE Avg. Monthly Premiums
$125
$146
$131
$147
$124
$146
$114
$139
$130
$140
$124
$148
$126
$150
$130
$151
$129
$150
$128
$149
$126
$151
$135
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

NE Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$125$64.6%$146$10.7%
Jan 10$131$75.7%$147$10.7%
Dec 09$124$108.8%$146$64.3%
Nov 09$114$1612.3%$139$10.7%
Oct 09$130$64.8%$140$85.4%
Sep 09$124$21.6%$148$21.3%
Aug 09$126$43.1%$150$10.7%
Jul 09$130$10.8%$151$10.7%
Jun 09$129$10.8%$150$21.3%
May 09$128$21.6%$149$21.3%
Apr 09$126$96.7%$151$10.7%
Mar 09$135$75.5%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Nebraska

1. 1988 Chevrolet C/K 1500 Pickup (full size)
2. 1998 Ford F150
3. 1992 Oldsmobile Cutlass
4. 1990 Ford Taurus
5. 1994 Jeep Cherokee/Grand Cherokee
6. 1991 Chevrolet Blazer
7. 1990 Buick LeSabre
8. 1992 Ford Explorer
9. 1989 Buick Century
10. 1987 Chevrolet Caprice

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