Pennsylvania Auto Insurance

From Pennsylvania Auto Insurance Laws & Requirements to Pennsylvania DUI Laws, from Pennsylvania Teen Driver Laws to Pennsylvania Auto Insurance Rate Estimates, from Pennsylvania Auto Theft Statistics to Pennsylvania Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Pennsylvania driver, the facts you want are right here.
Pennsylvania Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Pennsylvania?
Pennsylvania DUI Laws
Pennsylvania has it all planned out. If you get caught driving under the influence (DUI) the severity of your penalties will be determined by just how high (or low) your blood alcohol content level (BAC) is at the time of arrest. Even for first offenses, stiff penalties apply for drivers that find themselves on the high end of the BAC level. If you are caught and convicted of DUI in the state of Pennsylvania, you could end up in prison for 6 months and your license could be suspended for 1 year.
Pennsylvania (PA) Teen Auto Insurance Laws, Rates & Requirements
The state of Pennsylvania understands the dangers and decisions teen drivers must face every day. Because of this, the state began its Graduated Driver’s License program (GDL) more than a decade ago. While the Pennsylvania GDL program provides knowledge and practice through a graduated system of licensing, it is also a tool to weed out teen drivers that might not be ready to handle the responsibilities associated with operating a motor vehicle.
Pennsylvania Insurance Department
Commonwealth of Pennsylvania
1326 Strawberry Square, 13th Floor
Harrisburg, Pennsylvania 17120
Phone: 717.783.0442

Insurance Rate Examples for Pennsylvania

Looking for an auto insurance quote so you can save money on your car insurance in Pennsylvania? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Pennsylvania Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Pennsylvania makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Pennsylvania's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
PA Avg. Monthly Premiums
$175
$146
$174
$147
$172
$146
$177
$139
$173
$140
$182
$148
$174
$150
$176
$151
$179
$150
$182
$149
$187
$151
$187
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

PA Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$175$10.6%$146$10.7%
Jan 10$174$21.2%$147$10.7%
Dec 09$172$52.8%$146$64.3%
Nov 09$177$42.3%$139$10.7%
Oct 09$173$95%$140$85.4%
Sep 09$182$84.6%$148$21.3%
Aug 09$174$21.1%$150$10.7%
Jul 09$176$31.7%$151$10.7%
Jun 09$179$31.7%$150$21.3%
May 09$182$52.7%$149$21.3%
Apr 09$187$00.0$151$10.7%
Mar 09$187$52.8%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Pennsylvania

1. 1990 Honda Accord
2. 1991 Honda Civic
3. 1990 Toyota Camry
4. 1994 Dodge Caravan
5. 1994 Jeep Cherokee/Grand Cherokee
6. 1990 Oldsmobile Cutlass
7. 1992 Ford Taurus
8. 1994 Plymouth Voyager
9. 1990 Chevrolet Cavalier
10. 1993 Saturn SL

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