Utah Auto Insurance

From Utah Auto Insurance Laws & Requirements to Utah DUI Laws, from Utah Teen Driver Laws to Utah Auto Insurance Rate Estimates, from Utah Auto Theft Statistics to Utah Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Utah driver, the facts you want are right here.
Utah Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Utah?
Utah DUI Laws
In the state of Utah, a DUI conviction will cost more than your freedom. A first conviction costs more than any other state with a starting fine up to $2,500. Utah tacks on impound and storage fee costs up to $300, reinstatement fees up to $250, mandatory counseling up to $2,000 a pop, and random alcohol screenings up to $4,000 for 12 months. In addition to thousands in fees and fines, a Utah DUI may remain on your record for up to 10 years.
Utah (UT) Teen Auto Insurance Laws, Rates & Requirements
In the state of Utah, a teen driver crashes every 35 minutes. What’s worse is, Utah teen drivers represent only a small percentage of all licensed drivers in the state, but they cause three times as many car crashes than the average driver. To help reduce the number of teen car crashes in the state, Utah has adopted a Graduated Driver Licensing program, which allows the teen to gradually work his way up from beginner to experienced driver. 
Utah Insurance Department
3110 State Office Building
Salt Lake City, Utah 84114-6901
Phone: 801.538.3800

Insurance Rate Examples for Utah

Looking for an auto insurance quote so you can save money on your car insurance in Utah? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Utah Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Utah makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Utah's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
UT Avg. Monthly Premiums
$150
$146
$149
$147
$139
$146
$139
$139
$137
$140
$144
$148
$133
$150
$138
$151
$138
$150
$138
$149
$148
$151
$155
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

UT Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$150$10.7%$146$10.7%
Jan 10$149$107.2%$147$10.7%
Dec 09$139$00.0$146$64.3%
Nov 09$139$21.5%$139$10.7%
Oct 09$137$74.9%$140$85.4%
Sep 09$144$118.3%$148$21.3%
Aug 09$133$53.6%$150$10.7%
Jul 09$138$00.0$151$10.7%
Jun 09$138$00.0$150$21.3%
May 09$138$106.8%$149$21.3%
Apr 09$148$74.5%$151$10.7%
Mar 09$155$31.9%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Utah

1. 1997 Honda Civic
2. 1991 Honda Accord
3. 1990 Jeep Cherokee/Grand Cherokee
4. 1994 Nissan Sentra
5. 1989 Toyota Camry
6. 1991 Ford Explorer
7. 1996 Ford Taurus
8. 1998 Chevrolet Cavalier
9. 1991 Chevrolet Blazer
10. 1992 Saturn SL

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