West Virginia Auto Insurance

From West Virginia Auto Insurance Laws & Requirements to West Virginia DUI Laws, from West Virginia Teen Driver Laws to West Virginia Auto Insurance Rate Estimates, from West Virginia Auto Theft Statistics to West Virginia Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a West Virginia driver, the facts you want are right here.
West Virginia Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in West Virginia?
West Virginia DUI Laws
In West Virginia, driving under the influence is a serious crime that carries a 6-month license suspension for a first offense and jail time. In order to have your license reinstated, the state requires successful completion of an alcohol safety and treatment program for all offenses. West Virginia’s DUI laws appear to be saving lives. Only a handful of other states have lower fatal alcohol-related crash rates.
West Virginia (WV) Teen Auto Insurance Laws, Rates & Requirements
In the State of West Virginia, car crashes are not all that common, but when a car crash does occur, the driver will likely be a male between the ages of 16-20. In 2006, 36 young West Virginians died in car crashes – only 7 were female.
West Virginia Offices of Insurance Commissioner
PO Box 50540
Charleston, West Virginia 25305-0540
Phone: 304.558.3354

Insurance Rate Examples for West Virginia

Looking for an auto insurance quote so you can save money on your car insurance in West Virginia? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

West Virginia Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for West Virginia makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see West Virginia's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
WV Avg. Monthly Premiums
$167
$146
$171
$147
$164
$146
$163
$139
$173
$140
$168
$148
$173
$150
$177
$151
$171
$150
$165
$149
$169
$151
$175
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

WV Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$167$42.3%$146$10.7%
Jan 10$171$74.3%$147$10.7%
Dec 09$164$10.6%$146$64.3%
Nov 09$163$105.8%$139$10.7%
Oct 09$173$53.0%$140$85.4%
Sep 09$168$52.9%$148$21.3%
Aug 09$173$42.3%$150$10.7%
Jul 09$177$63.5%$151$10.7%
Jun 09$171$63.6%$150$21.3%
May 09$165$42.4%$149$21.3%
Apr 09$169$63.4%$151$10.7%
Mar 09$175$74.2%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in West Virginia

1. 1991 Chevrolet S-10 Pickup
2. 1996 Chevrolet Cavalier
3. 1991 Ford Ranger
4. 1998 Ford F150 Series
5. 1999 Honda TRX300 Series
6. 2002 Honda TRX450
7. 1999 Pontiac Grand Am
8. 1996 Chevrolet Blazer
9. 1994 Chevrolet C/K 1500 Pickup (full size)
10. 1998 Jeep Cherokee/Grand Cherokee

Have a Question about Auto Insurance?

Submit your question to our Experts and we would be happy to answer it for you!