Auto Insurance Buying Tips - Auto Insurance Tips

These buying tips for auto insurance break down the facts on everything from minimum coverage requirements to info on discounts, the most frequently stolen cars, teen driving costs, and more. Check out an article or try an interactive tool to calculate average rates, and get the state-specific buying tips you need to shop smart for your auto insurance. Whether you’re curious about VIN info, the impact of traffic violations on rates, motorcycle insurance, or what terms like “no-fault” really mean, we’ve got the facts you’re after, explained in plain English.

America’s Most Expensive Places to Own A Car

By Michelle Burton

One of the costliest expenses associated with owning a car in most states is auto insurance. While each state has its own auto insurance liability limit laws, some are much more expensive than others. Not only this, but where you live within any given state can affect your auto insurance premiums tremendously.

Nebraska (NE) Teen Auto Insurance Laws, Rates & Requirements

By Michelle Burton

In the state of Nebraska, licensed drivers ages 16-19 represent only 7% of all licensed drivers, but they currently represent the highest number of drivers involved in traffic accidents. The state of Nebraska reports that in 28% of all fatal teen crashes, the drivers were not wearing their seatbelts; 19% of all teen crashes occurred at night, and 16% involved alcohol. Sadly, in 2008, a whopping 33% of all teen car crashes involved cell phone distraction.