If you own a car, or more than one car, and you own a home, (or more than one home, for that matter), you may be eligible for a multiple policy, aka, multi-policy discount on your insurance.  That means a savings of anywhere from 5% to 10% or more on your policies depending on your insurance carrier.  If you need different types of insurance policies, such as homeowner’s, life insurance, health insurance, disability insurance and auto insurance and you purchase them from the same insurance provider, you have a good chance of getting the auto insurance policy at a discounted rate. Insurance companies appreciate more business and one way of showing their appreciation is by offering special discounts.