There’s little doubt that the current troubled economic situation in the United States is having an impact on Main Street. Today, many people are taking a hard look at their expenses for ways to save money on things they paid little attention to in the past. For many, auto insurance is a nebulous platitude that few have a desire to understand and, at mere mention, can cause one’s eyes to glaze over. In light of the recent economic downturn, however, auto insurance is more frequently being reexamined and scrutinized by some policyholders in order to find ways to change coverages and save money.