Auto insurance rates and premiums are carefully computed based on a variety of factors. Our expert authors explain how these numbers get calculated, what you can do to lower yours, and more. Read on to get auto insurance buying tips, and a clear breakdown of what impact factors like your driving history and your vehicle type are having on the cost of your policy.

Auto Insurance Rates: What Drives Them?

Auto Insurance Rates: What Drives Them?

It seems we can always count on seeing a higher insurance bill at every renewal date. Even the best of drivers find this to be true.

Can Your Credit Score Affect Your Auto Insurance Premium?

Can Your Credit Score Affect Your Auto Insurance Premium?

Have you missed any bill payments this month?  Skip a mortgage payment or a car loan installment lately?  You may think one or two payments won’t make a difference and that no one is paying attention.  Think again.  Your auto insurance company may be keeping track.  Your credit history is often one of the main factors used when an insurer either accepts or rejects your application for auto insurance, and can be one of the determining factors in how high or low your insurance premium is.  It sounds a little like “big brother”, but it’s true and, at least so far, the federal government and most states say it is legal.