Although shopping for auto insurance may not be as much fun as shopping for a new car or new clothes, it is a necessary step in protecting yourself and your loved ones from risk.  Every state has its own requirements for auto insurance.  Some require proof of liability insurance to register your car, while others only ask for proof of insurance if you have an accident or are stopped for a traffic violation.  A handful of states do not require you to carry liability insurance at all, but those are fewer in number each year. The states that do require it also demand that you purchase at least the state’s minimum amount.  Regardless of whether or not your state requires it, however, it is important that you purchase auto insurance, and that your policy includes the right coverages for your financial and other life circumstances.