In most states throughout the U.S., your driver’s license could be suspended or revoked for a number of reasons such as excessive driver points, major moving violations such as DWI, DUI, and reckless driving, outstanding traffic tickets, and even failure to pay child support. If your driver’s license is suspended for any of the reasons listed above, you will have to obtain a special type of insurance in order for your driver’s license to be reinstated. SR-22 insurance is a type of high-risk insurance that carries a specific set of conditions not found in other types of auto insurance policies.