Teen auto insurance has its own set of facts and information, and our expert authors round it all up for you. Get state-specific guides to what kind of insurance teenagers are required to have on your area’s roads, how teen drivers get licensed, DUI penalties for underage drinkers, and more. Read these buying tips to learn about auto insurance rates and rules for teenagers, and learn how to make smart coverage decisions for, or as, a young driver.

Pennsylvania (PA) Teen Auto Insurance Laws, Rates & Requirements

Pennsylvania (PA) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

The state of Pennsylvania understands the dangers and decisions teen drivers must face every day. Because of this, the state began its Graduated Driver’s License program (GDL) more than a decade ago. While the Pennsylvania GDL program provides knowledge and practice through a graduated system of licensing, it is also a tool to weed out teen drivers that might not be ready to handle the responsibilities associated with operating a motor vehicle.

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Minnesota (MN) Teen Auto Insurance Laws, Rates & Requirements

Minnesota (MN) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

Minnesota has a number of laws in place for teen drivers. First, drivers under 18 must follow a specific set of rules under “Vanessa’s Law,” enacted in 2004 after 15-year-old Vanessa Weiss was killed at the hands of an unlicensed 15-year-old, as well as Minnesota’s Graduated Driver Licensing system. Under Vanessa’s Law, unlicensed teens ages 18 and under, will not receive a license until age 18 if they get caught drinking and driving or they are involved in a car crash.

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