Teen auto insurance has its own set of facts and information, and our expert authors round it all up for you. Get state-specific guides to what kind of insurance teenagers are required to have on your area’s roads, how teen drivers get licensed, DUI penalties for underage drinkers, and more. Read these buying tips to learn about auto insurance rates and rules for teenagers, and learn how to make smart coverage decisions for, or as, a young driver.

Maryland (MD) Teen Auto Insurance Laws, Rates & Requirements

Maryland (MD) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

In Maryland, 353 young drivers were involved in accidents between 1998-2007. Unfortunately, 230 passengers in these accidents were killed. In addition, when a Maryland driver is 16 years of age, the ratio of fatal accidents is 50/50 with equal numbers of drivers and passengers killed.

Oregon (OR) Teen Auto Insurance Laws, Rates & Requirements

Oregon (OR) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

In the state of Oregon, teen driving is serious business. So serious, that in 2000, the state of Oregon passed Graduated Licensing laws to keep teens and other drivers on the road safe. Oregon Graduated Licensing laws are strictly enforced and the state makes it a point to outline the rules and consequences if you break the laws. Oregon’s approach to teen driving seems to be working.