Teen auto insurance has its own set of facts and information, and our expert authors round it all up for you. Get state-specific guides to what kind of insurance teenagers are required to have on your area’s roads, how teen drivers get licensed, DUI penalties for underage drinkers, and more. Read these buying tips to learn about auto insurance rates and rules for teenagers, and learn how to make smart coverage decisions for, or as, a young driver.

Nevada (NV) Teen Auto Insurance Laws, Rates & Requirements

Nevada (NV) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

In the state of Nevada, car crashes cost the government more than $1.9 billion each year. And believe it or not, most Nevada car crashes occur in rural not urban areas. 66.5% of Nevada’s traffic fatalities are in urban areas, making the fatality rate in rural areas 1.5 times higher than the rate in urban areas. Most fatal accidents occur at night (63%), with distracted driving, drinking, and lack of education also topping the list of causes.

Oregon (OR) Teen Auto Insurance Laws, Rates & Requirements

Oregon (OR) Teen Auto Insurance Laws, Rates & Requirements
By Michelle Burton

In the state of Oregon, teen driving is serious business. So serious, that in 2000, the state of Oregon passed Graduated Licensing laws to keep teens and other drivers on the road safe. Oregon Graduated Licensing laws are strictly enforced and the state makes it a point to outline the rules and consequences if you break the laws. Oregon’s approach to teen driving seems to be working.