Our claim tips articles cover every step of the way, whether you’re about to file an auto insurance claim or are trying to understand settlement details. Get post accident tips for navigating the damage report process, or learn what industry terms like “auto liability demand” and “subrogation” actually mean. Find out how to protect yourself from insurance fraud, or educate yourself to make sound decisions about claims settlement. We’ve got tips you’ll want to check out for the A-to-Z of auto insurance claims.

Auto Insurance Claims: Top 10 Items You Need When You Make A Claim

Auto Insurance Claims: Top 10 Items You Need When You Make A Claim

1. Who did I have an accident with? Be sure to get complete information from the other party(ies) involved. This means copying down their address, driver’s license #, date of birth, and ask for their phone number.  In addition, obtain their insurance information including, the company, policy #, agent if there is one, the policy begin and expiration date and their phone #. You need to make sure that you have as much info as possible to give your insurance company; this will help get your claim resolved as fast as possible.

Property Damage/Collision Coverage Claim Payments: Am I Required to Spend My Claim Payment on Repairing My Car?

Property Damage/Collision Coverage Claim Payments: Am I Required to Spend My Claim Payment on Repairing My Car?

An insurance company’s duty to their insureds and to those damaged by their insureds is to make them “whole”.  Simply stated, this means that they have the obligation to either fix the damages or pay out the money it would cost to do so, to put the damaged party back into the position they were in had the accident not occurred.

Property Damage Claim – a personal tale