Our claim tips articles cover every step of the way, whether you’re about to file an auto insurance claim or are trying to understand settlement details. Get post accident tips for navigating the damage report process, or learn what industry terms like “auto liability demand” and “subrogation” actually mean. Find out how to protect yourself from insurance fraud, or educate yourself to make sound decisions about claims settlement. We’ve got tips you’ll want to check out for the A-to-Z of auto insurance claims.

Property Damage/Collision Coverage Claim Payments: Am I Required to Spend My Claim Payment on Repairing My Car?

Property Damage/Collision Coverage Claim Payments: Am I Required to Spend My Claim Payment on Repairing My Car?

An insurance company’s duty to their insureds and to those damaged by their insureds is to make them “whole”.  Simply stated, this means that they have the obligation to either fix the damages or pay out the money it would cost to do so, to put the damaged party back into the position they were in had the accident not occurred.

Property Damage Claim – a personal tale

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Filing an Auto Insurance Claim: When Do You Need a Police Report?

Filing an Auto Insurance Claim: When Do You Need a Police Report?

Certain accidents absolutely need a response from local law enforcement – local Police, Highway Patrol, Sheriff or other entity. Which department responds will be based on the jurisdiction in which the accident happened.  But do you always need a police report?

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