Involved in an Accident with a Tractor Trailer? What should you do?

Involved in an Accident with a Tractor Trailer?  What should you do?
By Lori Mandell

We assume and rightly so, that when we’re driving out on the highways, all the tractor/trailers, big rigs, 18-wheelers and other commercial trucks traveling along side us are being driven by qualified, sober, well-rested and well-trained drivers.  Companies are duty-bound to hire capable individuals, train them, and supervise them.  Too often, however, it is the truck driver who is at fault when a truck accident occurs, and frequently, the motor carrier for whom the driver works or who has leased the driver is held primarily responsible. 

Your Car Is Totaled: What Are Your Options? How is the Actual Cash Value Determined?

Your Car Is Totaled: What Are Your Options? How is the Actual Cash Value Determined?
By Lori Mandell

A car has been “totaled” when it is so damaged that it would cost more to fix it than what it is actually worth.  Insurers differ on how much damage must occur before they consider a car totaled, but over 50% damage will typically do it.  When that happens, you generally have two options: