Colorado Auto Insurance

From Colorado Auto Insurance Laws & Requirements to Colorado DUI Laws, from Colorado Teen Driver Laws to Colorado Auto Insurance Rate Estimates, from Colorado Auto Theft Statistics to Colorado Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Colorado driver, the facts you want are right here.
Colorado Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Colorado?
Colorado DUI Laws
If you operate a motor vehicle in the state of Colorado, this automatically requires you to submit to a chemical test upon request, by blood, breath, or urine to measure your blood alcohol concentration (BAC). If an officer of the law requires you to take a chemical test, and you refuse, your license will be revoked for one year.
Colorado (CO) Teen Auto Insurance Laws, Rates & Requirements
The state of Colorado, the driving laws are tough on teens. As a result, between 2003-2008, the number of teen deaths from auto accidents has dropped by 44%. Unfortunately, in 2004, 80% of all teen passengers that died in car accidents, died while another teen was behind the wheel. Colorado continues to enhance its teen driving laws in a effort to reduce the number of fatal teen auto accidents even more.
Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, Colorado 80202
Phone: 303.894.7499

Insurance Rate Examples for Colorado

Looking for an auto insurance quote so you can save money on your car insurance in Colorado? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Colorado Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Colorado makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Colorado's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
CO Avg. Monthly Premiums
$125
$146
$126
$147
$128
$146
$129
$139
$123
$140
$131
$148
$130
$150
$135
$151
$136
$150
$132
$149
$136
$151
$134
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

CO Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$125$10.8%$146$10.7%
Jan 10$126$21.6%$147$10.7%
Dec 09$128$10.8%$146$64.3%
Nov 09$129$64.9%$139$10.7%
Oct 09$123$86.1%$140$85.4%
Sep 09$131$10.8%$148$21.3%
Aug 09$130$53.7%$150$10.7%
Jul 09$135$10.7%$151$10.7%
Jun 09$136$43.0%$150$21.3%
May 09$132$42.9%$149$21.3%
Apr 09$136$21.5%$151$10.7%
Mar 09$134$32.2%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Colorado

1. 1996 Honda Accord
2. 1989 Toyota Camry
3. 1996 Dodge Neon
4. 1995 Plymouth Neon
5. 1994 Jeep Cherokee/Grand Cherokee
6. 2000 Honda Civic
7. 1992 Chevrolet C/K 1500 Pickup (full size)
8. 1997 Ford F150
9. 1997 Dodge Ram Pickup
10. 1995 Acura Integra

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