Indiana Auto Insurance

From Indiana Auto Insurance Laws & Requirements to Indiana DUI Laws, from Indiana Teen Driver Laws to Indiana Auto Insurance Rate Estimates, from Indiana Auto Theft Statistics to Indiana Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Indiana driver, the facts you want are right here.
Indiana Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in Indiana?
Indiana DUI Laws
In the state of Indiana, driving under the influence is a Class C misdemeanor for first offenses. If you are caught driving under the influence of alcohol, marijuana, cocaine, methamphetamine, or even prescription drugs, you will be cited for DUI. DUI laws in the state of Indiana are strictly enforced. Violating DUI laws in the state of Indiana can result in license revocation, hefty fines, and jail time. In fact, first DUI offenses can cost the driver up to $5,000. Indiana DUI fines are among some of the highest in the country.
Indiana (IN) Teen Auto Insurance Laws, Rates & Requirements
In the state of Indiana, teen drivers must complete two licensing stages before they are eligible to receive a full unrestricted driver’s license. Decreasing the number of teen car crashes in Indiana is one of the state’s top priorities, which is why it has enacted Graduated Licensing laws, as well as a number of additional laws aimed at ending distracted driving and teen drunk driving. Continue reading to learn more about Indiana teen driving laws and the consequences for violating them.

Indiana Graduated Driver Licensing (GDL) and Driver License Requirements
Indiana Department of Insurance
311 W. Washington Street, Suite 300
Indianapolis, Indiana 46204-2787
Phone: 317.232.2385

Indiana Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Indiana makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Indiana's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
IN Avg. Monthly Premiums
$147
$135
$122
$110
$128
$151
$125
$150
$127
$149
$128
$151
$127
$152
$125
$152
$127
$153
JulJunMayAprMarFebJan

IN Premium$ Change% ChangeNational Avg$ Change% Change
Jul$128$32.4%$151$10.7%
Jun$125$21.6%$150$21.3%
May$127$10.8%$149$21.3%
Apr$128$10.8%$151$10.7%
Mar$127$21.6%$152$00.0
Feb$125$21.6%$152$21.3%
Jan$127$00.0$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Indiana

1. 1993 Oldsmobile Cutlass
2. 1997 Chevrolet Cavalier
3. 1997 Ford Taurus
4. 1995 Pontiac Grand Am
5. 1990 Buick LeSabre
6. 1989 Oldsmobile Delta 88
7. 1988 Chevrolet C/K 1500 Pickup (full size)
8. 1997 Ford F150
9. 1991 Chevrolet Caprice
10. 1991 Chevrolet Blazer

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