Lori Mandell
Lori Mandell is an attorney, writer and editor. Her specialty areas include insurance, personal injury and estate matters. After working for several years as a claims adjuster for such prominent insurance companies as Safeco, Wausau and Fireman’s Fund, she entered the legal arena, mainly respresenting individuals involved in automobile and other types of accidents. She has been practicing law since 1991, and has been writing and editing for a consumer legal advice website since 2004 on such subjects as automobile, homeowner and health insurance, personal injury cases, asset protection and estate planning.
Meet Our ContributorsArticles by Lori Mandell
- How to Save Money on Auto Insurance: Ask About Discounts
- Property Damage/Collision Coverage Claim Payments: Am I Required to Spend My Claim Payment on Repairing My Car?
- Umbrella Insurance Policies: What Are They And Should You Have One?
- Writing a Demand Letter to an Adjuster to Settle your Claim
- Buying an Auto Insurance Policy: What Should You Buy and What You Should Exclude
- Auto Insurance for Rental Cars: How Do You Know If You Are Covered When You Rent a Car?
- Auto Accident Insurance Claims: When Does it Make Sense to Hire an Attorney?
- Auto Insurance Deductibles: How Much Should Your Deductible Be?
- Uninsured Motorist Coverage & Underinsured Motorist Coverage: How your Auto Insurance can Protect you Against Uninsured Drivers.
- Motorcycle Insurance Coverage: What are your State’s Unique Motorcycle Insurance Rules?
- Liability Insurance: How Much Coverage Do You Need?
- Resolving Problems With Your Auto Insurance Claims Adjuster
- Auto Insurance Fraud - How It Can Cost You
- DUI & Auto Insurance: What Happens to Your Auto Insurance After a DUI
- Saving Money on Auto Insurance Premiums: Ten Ways to Save
- Women & Auto Insurance: What Women Should Know About Buying Auto Insurance
- Car Accident Claim Payouts: How Much Money Will You Get After An Automobile Crash?
- Uninsured Driving Penalties: The Real Financial Costs of Being Uninsured
- Uninsured Motorist Coverage: What is Uninsured Motorist Coverage and Why Must You Have It?
- Excluded Drivers & Included Drivers: Who Needs to be Listed on your Auto Insurance Policy?
- Auto Insurance Coverage in Mexico: Does your Insurance Policy Travel With You From the U.S.?
- How to Reply to an Auto Insurance Adjuster’s Offer to Settle Your Claim
- Your Car Insurance Settlement Agreement: What Are You Agreeing To?
- Auto Insurance Coverage: The Basics
- Multi-Policy Insurance Discounts: What to Know to Save Money
- Involved in an Accident with a Tractor Trailer? What should you do?
- Uninsured Drivers: What’s Your Liability if You Have a Car Accident without Auto Insurance?
- What Auto Insurance Actually Covers: Does Car Insurance Cover the Car, the Car’s Driver, or the Car’s Owner?
- Does a Learners' Permit Require Auto Insurance?: Whether Parents Should Add Student Drivers to their Insurance Policy
- Medical Payments Coverage vs. Health Insurance: Must I Carry Both?
- Choosing Auto Insurance Coverages: What Coverages Do You and Don’t You Need?
- Can Your Credit Score Affect Your Auto Insurance Premium?
- How to Shop for Auto Insurance
- Initial Steps to Take After an Auto Accident
- Who is Covered on Your Auto Insurance Policy?
- How Points on your Driver's License Affect Your Auto Insurance Premiums
- Auto Insurance Claim Settlement Tips
- How to Switch Insurance Companies - Don’t Just Let Your Policy Lapse
- GAP Insurance: 10 Questions to Ask Before Buying Guaranteed Auto Protection Insurance
- How An Auto Insurance Adjuster Evaluates Your Injury Claim
- Cell Phone Use and Auto Insurance: How Your Mobile Phone Can Impact Your Insurance Premium
- Do You Need Auto Insurance If You Don’t Own a Car?
- Auto Insurance Coverage & Your 18 Year Old Son or Daughter: Are They Covered if They are not Full-Time Students?
- The Auto Insurance Medical Authorization Form: What it is and Why the Adjuster Sent You One
- Do Mexican Nationals Have Access to Auto Insurance when They Relocate to the U.S.?
- Comparing Auto Insurance: Tips on What to Look For in a Quote
- GAP Insurance: What Is Gap Insurance And Why Do You Need It?
- Property Damage Claims: Who Pays for the Damage to Your Car, Your Insurance or the Other Driver’s?
- Saving Money by Buying Insurance Online
- OEM Parts vs. Aftermarket Parts: Will your Auto Insurance Pay for Brand New Repair Parts from the Original Equipment Manufacturer?
- The Most and Least Expensive Cars to Insure
- Most (and Least) Stolen Cars in the US
- Auto Insurance for Teens
- Auto Insurance Coverage in No-Fault States: The Basics
- How to Choose a Reputable Auto Insurance Company
- When Your Auto Insurance Claim is Denied
- A Good Deal on Auto Insurance: How to Find the Best Affordable Coverage
- How Car Insurance Companies Determine Your Premium
- Understanding Your Automobile Policy Declarations
- Your Car Is Totaled: What Are Your Options? How is the Actual Cash Value Determined?
- Auto Insurance for College Students: Should your College Bound Teen Stay on your Auto Insurance Policy?
- Buy Insurance Like You’re Buying a Car--Solicit Competitive Quotes From Multiple “Dealers”
- Subrogation & Auto Insurance: What it is and How it Works
- Your Zip Code and Your Auto Insurance Premium: How Where You Live Impacts How Much You Pay
Answers from Lori Mandell
- Insured Drivers: Is One Spouse Automatically Covered On The Other Spouse's Auto Insurance?
- Excluded Drivers: Can Auto Insurance Companies Cancel Your Policy if You Don't Specifically Exclude a Driver?
- Auto Insurance Renewals: When Exactly Does a Policy Expire?
- Unlicensed Drivers & Auto Insurance
- Test Driving a Car at an Auto Dealership: Whose Auto Insurance Applies?
- Deferred Driver: What is a Deferred Driver and How Does It Work?
- Driving Without Insurance: What Happens if You are in an Accident
- Motorcycle Insurance: Are Motorcycle Riders Exempt From the Liability Insurance Requirement?
- Accidents Involving Uninsured Motorists: Who Pays When the Other Driver has no Insurance?
- Uninsured Motorists: What if You Are in an Accident with Someone Who Has No Insurance
- Underinsured Motorist Coverage: What Does Underinsured Mean?
- Accidents with Uninsured Drivers: Who Pays My Deductible?
- Auto Insurance Coverage for the Driver Versus the Car
- Does Auto Insurance Cover the Vehicle, the Driver, or Both?
- Adult Children & Auto Insurance: How Long Can They Stay On Their Parent's Insurance?
- Auto Insurance Claim Negotiations: Who & What Determines if a Car is Totaled?
- Whose Auto Insurance Applies When Driving Someone Else's Car?
- Repairing Your Car With Insurance Claim Money: Use a Repair Shop or Do the Work Yourself?
- Collision Coverage: Is Collision Coverage Mandatory for a Financed Vehicle?
- Self-Insured Auto Insurance
- Excluded Drivers on an Auto Insurance Policy: What Happens if They Drive and are in an Accident?
- Auto Insurance on a New Vehicle: What is the Grace Period to Secure Insurance After You Drive Off the Lot?
- Auto Insurance & Your Zip Code: How Does Your Home Address Impact Your Auto Insurance Rates?
- Agreeing on an Auto Insurance Settlement Offer: When to do it
- Affordable Auto Insurance: Options for Low Income Families
- Actual Cash Value: How Auto Insurance Companies Determine the Value of Your Damaged Car
- Auto Insurance Claim Checks: Can They be Paid to You Rather than the Repair Shop?
- Car Registration & Title: How it Relates to Auto Insurance
- Auto Insurance for Small Businesses: How it Differs from Personal Auto Insurance Coverage
- Auto Insurance When You Don't Own a Car
- Auto Insurance Coverage: Whose Insurance Applies If Someone Else Drives My Car?