Maryland Auto Insurance

From Maryland Auto Insurance Laws & Requirements to Maryland DUI Laws, from Maryland Teen Driver Laws to Maryland Auto Insurance Rate Estimates, from Maryland Auto Theft Statistics to Maryland Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Maryland driver, the facts you want are right here.
Maryland Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Maryland?
Maryland DUI Laws
The state of Maryland is much different from other states when it comes to driving while under the influence. The state has two sets of laws, one for Driving While Impaired or “DWI” and another for “DUI,” “Driving Under the Influence.” The difference between the two comes down to blood alcohol content level (BAC). You will be charged with a DUI if your BAC is at or above the proscribed level for all 50 states. This amount is equal to 0.08%. You will be charged with a DWI if your BAC is 0.07%.
Maryland (MD) Teen Auto Insurance Laws, Rates & Requirements
In Maryland, 353 young drivers were involved in accidents between 1998-2007. Unfortunately, 230 passengers in these accidents were killed. In addition, when a Maryland driver is 16 years of age, the ratio of fatal accidents is 50/50 with equal numbers of drivers and passengers killed. Although a number of states have led the way in designing, implementing and promoting new and improved Graduated Driver Licensing systems, “graduated licensing laws” have been around for decades.
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, Maryland 21202
Phone: 410.468.2090

Insurance Rate Examples for Maryland

Looking for an auto insurance quote so you can save money on your car insurance in Maryland? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Maryland Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Maryland makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Maryland's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
MD Avg. Monthly Premiums
$175
$150
$125
$100
$196
$151
$192
$150
$192
$149
$187
$151
$179
$152
$183
$152
$183
$153
JulJunMayAprMarFebJan

MD Premium$ Change% ChangeNational Avg$ Change% Change
Jul$196$42.1%$151$10.7%
Jun$192$00.0$150$21.3%
May$192$52.7%$149$21.3%
Apr$187$84.5%$151$10.7%
Mar$179$42.2%$152$00.0
Feb$183$00.0$152$21.3%
Jan$183$52.8%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Maryland

1. 1994 Dodge Caravan
2. 1994 Honda Accord
3. 1991 Toyota Camry
4. 1996 Ford Taurus
5. 2000 Honda Civic
6. 2000 Dodge Interpid
7. 1996 Jeep Cherokee/Grand Cherokee
8. 1994 Plymouth Voyager
9. 1997 Ford Crown Victoria
10. 2001 Dodge Stratus

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