Missouri Auto Insurance

From Missouri Auto Insurance Laws & Requirements to Missouri DUI Laws, from Missouri Teen Driver Laws to Missouri Auto Insurance Rate Estimates, from Missouri Auto Theft Statistics to Missouri Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Missouri driver, the facts you want are right here.
Missouri Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Missouri?
Missouri DUI Laws
In the state of Missouri, driving while under the influence, your license will be suspended for a mandatory 30 days. Even worse, you could end up spending 12 five years of your life behind bars, for multiple offenses. Multiple offenses also carry mandatory interlock, and enrollment in a substance abuse program. In the state of Missouri is illegal to drive while under the influence of any controlled substance. Even trace amounts could result in a DUI conviction.
Missouri (MO) Teen Auto Insurance Laws, Rates & Requirements
In the state of Missouri, 250 people lose their lives in car accidents involving teen drivers each year, making Missouri the 10th deadliest state for teen car crashes.  According to the American Automobile Association (AAA), young Missouri drivers between the ages of 16-20 are driving in nearly 28% of all traffic crashes involving injury and 22% of all fatal crashes each year. This age group currently represents only 7% of Missouri drivers.
Missouri Department of Insurance
Fin. Institutions & Prof. Registration (DIFP)
P.O. Box 690
Jefferson City, Missouri 65102-0690
Phone: 573.751.4126

Missouri Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Missouri makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Missouri's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
MO Avg. Monthly Premiums
$132
$146
$128
$147
$136
$146
$124
$139
$127
$140
$130
$148
$134
$150
$134
$151
$132
$150
$132
$149
$136
$151
$136
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

MO Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$132$43.1%$146$10.7%
Jan 10$128$85.9%$147$10.7%
Dec 09$136$129.7%$146$64.3%
Nov 09$124$32.4%$139$10.7%
Oct 09$127$32.3%$140$85.4%
Sep 09$130$43%$148$21.3%
Aug 09$134$00.0$150$10.7%
Jul 09$134$21.5%$151$10.7%
Jun 09$132$00.0$150$21.3%
May 09$132$42.9%$149$21.3%
Apr 09$136$00.0$151$10.7%
Mar 09$136$10.7%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Missouri

1. 1994 Dodge Caravan
2. 1999 Dodge Intrepid
3. 1986 Oldsmobile Cutlass
4. 1998 Jeep Cherokee/Grand Cherokee
5. 2004 Dodge Stratus
6. 1992 Chevrolet C/K 1500 Pickup (full size)
7. 1997 Ford Taurus
8. 1998 Ford F150 Series
9. 1998 Dodge Neon
10. 2001 Pontiac Grand Am

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