North Dakota Auto Insurance

From North Dakota Auto Insurance Laws & Requirements to North Dakota DUI Laws, from North Dakota Teen Driver Laws to North Dakota Auto Insurance Rate Estimates, from North Dakota Auto Theft Statistics to North Dakota Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a North Dakota driver, the facts you want are right here.
North Dakota Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of North Dakota?
North Dakota DUI Laws
In North Dakota, drunk drivers claim the lives of 40-45 people each year. Alcohol related car crashes currently account for 42% of all fatal car crashes in the state. In 2007, a total of 111 people lost their lives on North Dakota roads. While North Dakota’s figures are considered low in comparison to other states, one drunk driving fatality is one too many. The state cracks down on drunk driving everyday by suspending licenses on the spot if a driver gets caught driving under the influence. In many cases, the driver will lose his license for 6 months and his freedom for several days.
North Dakota (ND) Teen Auto Insurance Laws, Rates & Requirements
In the state of North Dakota, teens are eligible to apply for a learner’s license at age 14. Although North Dakota teens may begin practicing at an early age, they must wait until age 16 to become eligible to apply for a restricted license. North Dakota’s Graduated Driver Licensing system eliminates a few of the requirements of the traditional system, but it still helps save teen lives. Continue reading to learn more about North Dakota’s unique Graduated Driver Licensing program and other important teen driving laws.
North Dakota Insurance Department
600 E. Boulevard Avenue, 5th Floor
Bismarck, North Dakota 58505-0320
Phone: 701.328.2440

Insurance Rate Examples for North Dakota

Looking for an auto insurance quote so you can save money on your car insurance in North Dakota? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

North Dakota Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for North Dakota makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see North Dakota's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
ND Avg. Monthly Premiums
$147
$135
$122
$110
$137
$150
$139
$151
$140
$150
$128
$149
$134
$151
$144
$152
$139
$152
$138
$153
AugJulJunMayAprMarFebJan

ND Premium$ Change% ChangeNational Avg$ Change% Change
Aug$137$21.4%$150$10.7%
Jul$139$10.7%$151$10.7%
Jun$140$129.4%$150$21.3%
May$128$64.5%$149$21.3%
Apr$134$106.9%$151$10.7%
Mar$144$53.6%$152$00.0
Feb$139$10.7%$152$21.3%
Jan$138$97.0%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in North Dakota

1. 1992 Chevrolet C/K 1500 Pickup
2. 2003 Chevrolet Cavalier
3. 1992 Pontiac Grand Prix
4. 1988 Oldsmobile Cutlass
5. 1993 Pontiac Grand Am
6. 1992 Ford Taurus
7. 1995 Ford F150
8. 1994 Ford Ranger
9. 1995 Chevrolet Blazer
10. 1991 Ford Explorer

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