Ohio Auto Insurance

From Ohio Auto Insurance Laws & Requirements to Ohio DUI Laws, from Ohio Teen Driver Laws to Ohio Auto Insurance Rate Estimates, from Ohio Auto Theft Statistics to Ohio Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Ohio driver, the facts you want are right here.
Ohio Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Ohio?
Ohio DUI Laws
In the state of Ohio, driving under the influence is a serious offense. If you are caught driving under the influence in the state of Ohio, you will have to serve mandatory jail time, and you could be fined up to $1,000 – even if it’s your first offense. In most cases, drivers with multiple offenses will have to forfeit their vehicles. In others, the drivers could lose his driving privileges for life.
Ohio (OH) Teen Auto Insurance Laws, Rates & Requirements
Car accidents claim more than 5,000 precious teen lives each year. And each year, more than 400,000 teens are involved in accidents where one or more passengers are seriously injured. While 16-20 year olds account for the vast majority of accidents involving young drivers, first year drivers are involved in car crashes more often than any other group. In an effort to reduce the number of non-fatal and fatal traffic accidents involving teens, the state of Ohio has adopted the Graduated Driver Licensing (GDL) program.
Ohio Department of Insurance
50 West Town Street
Third Floor, Suite 300
Columbus, OH 43215
Phone: 614.644.2658

Insurance Rate Examples for Ohio

Looking for an auto insurance quote so you can save money on your car insurance in Ohio? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Ohio Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Ohio makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Ohio's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
OH Avg. Monthly Premiums
$99
$146
$99
$147
$102
$146
$104
$139
$104
$140
$110
$148
$111
$150
$111
$151
$111
$150
$109
$149
$113
$151
$110
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

OH Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$99$00.0$146$10.7%
Jan 10$99$32.9%$147$10.7%
Dec 09$102$21.9%$146$64.3%
Nov 09$104$00.0$139$10.7%
Oct 09$104$65.5%$140$85.4%
Sep 09$110$10.9%$148$21.3%
Aug 09$111$00.0$150$10.7%
Jul 09$111$00.0$151$10.7%
Jun 09$111$21.8%$150$21.3%
May 09$109$43.5%$149$21.3%
Apr 09$113$32.7%$151$10.7%
Mar 09$110$00.0$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Ohio

1. 1986 Oldsmobile Cutlass
2. 1993 Buick Century
3. 1994 Dodge Caravan
4. 1997 Chevrolet Cavalier
5. 1990 Buick LeSabre
6. 1993 Ford Taurus
7. 1999 Pontiac Grand Am
8. 1991 Chevrolet Blazer
9. 1991 Toyota Camry
10. 1994 Jeep Cherokee/Grand Cherokee

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