Oklahoma Auto Insurance

From Oklahoma Auto Insurance Laws & Requirements to Oklahoma DUI Laws, from Oklahoma Teen Driver Laws to Oklahoma Auto Insurance Rate Estimates, from Oklahoma Auto Theft Statistics to Oklahoma Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Oklahoma driver, the facts you want are right here.
Oklahoma Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Oklahoma?
Oklahoma DUI Laws
In the state of Oklahoma, drunk drivers cause 32% of all fatal car crashes. The state recorded 765 fatal car crashes between 2006-2007 -- 243 of them were alcohol-related. Sadly, most drivers had a blood alcohol concentration level (BAC) over 0.08%. Although fatal car crashes decreased slightly in 2007 from previous years, the state of Oklahoma continues to come down hard on drunk drivers.
Oklahoma (OK) Teen Auto Insurance Laws, Rates & Requirements
Much like the rest of the U.S., in the state of Oklahoma, car crashes are the leading cause of injuries and death among teens, specifically 16-19 year olds. In fact, the car accident risk for this age group is four times the risk for any other group of drivers on the roads today. In response to these unsettling facts, all states across the U.S., including Oklahoma, have adopted some form of the Graduated Driver Licensing (GDL) system.
Oklahoma Insurance Department
2401 NW 23rd St., Suite 28
Oklahoma City, Oklahoma 73107
Phone: 405.521.2828

Insurance Rate Examples for Oklahoma

Looking for an auto insurance quote so you can save money on your car insurance in Oklahoma? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Oklahoma Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Oklahoma makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Oklahoma's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
OK Avg. Monthly Premiums
$149
$146
$153
$147
$147
$146
$148
$139
$143
$140
$154
$148
$147
$150
$152
$151
$154
$150
$150
$149
$156
$151
$158
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

OK Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$149$42.6%$146$10.7%
Jan 10$153$64.1%$147$10.7%
Dec 09$147$10.7%$146$64.3%
Nov 09$148$53.5%$139$10.7%
Oct 09$143$117.1%$140$85.4%
Sep 09$154$74.8%$148$21.3%
Aug 09$147$53.3%$150$10.7%
Jul 09$152$21.3%$151$10.7%
Jun 09$154$42.7%$150$21.3%
May 09$150$63.9%$149$21.3%
Apr 09$156$21.3%$151$10.7%
Mar 09$158$42.6%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Oklahoma

1. 1994 Chevrolet C/K 1500 Pickup (full size)
2. 1994 Honda Accord
3. 1998 Ford F150
4. 2001 Dodge Ram
5. 1987 Oldsmobile Cutlass
6. 1991 GMC C/K 1500 Pickup (full size)
7. 2000 Chevrolet Silverado
8. 1997 Chevrolet Cavalier
9. 2000 Honda Civic
10. 1999 Ford Taurus

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