Rhode Island Auto Insurance

From Rhode Island Auto Insurance Laws & Requirements to Rhode Island DUI Laws, from Rhode Island Teen Driver Laws to Rhode Island Auto Insurance Rate Estimates, from Rhode Island Auto Theft Statistics to Rhode Island Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Rhode Island driver, the facts you want are right here.
Rhode Island Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in Rhode Island?
Rhode Island DUI Laws
Rhode Island has the 47th highest alcohol-related car crash rate in the country. The state recorded 81 fatal car crashes in 2007, including 37 fatal alcohol-related accidents. This figure represents a 50% decrease between 1982-2007. Rhode Island keeps its roads safer than most states by creating and enforcing some of the toughest DUI laws in the nation.
Rhode Island (RI) Teen Auto Insurance Laws, Rates & Requirements
Rhode Island is not at the top of the list for teen accidents and it wants to keep it that way. In order to continue to keep teen drivers safe in the state, Rhode Island operates under a Graduated Driver Licensing (GDL) system. Continue reading to learn more about the Rhode Island Graduated Driver Licensing system and how to get started on the path to full licensing. 
Rhode Island Insurance Division
Department of Business Regulation
1511 Pontiac Avenue, Bldg 69-2
Cranston, Rhode Island 02920
Phone: 401.462.9520

Rhode Island Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Rhode Island makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Rhode Island's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
RI Avg. Monthly Premiums
$184
$146
$192
$147
$197
$146
$187
$139
$187
$140
$202
$148
$218
$150
$213
$151
$197
$150
$191
$149
$193
$151
$196
$152
Feb 10Jan 10Dec 09Nov 09Oct 09Sep 09Aug 09Jul 09Jun 09May 09Apr 09Mar 09

RI Premium$ Change% ChangeNational Avg$ Change% Change
Feb 10$184$84.2%$146$10.7%
Jan 10$192$52.5%$147$10.7%
Dec 09$197$105.4%$146$64.3%
Nov 09$187$00.0$139$10.7%
Oct 09$187$157.4%$140$85.4%
Sep 09$202$167.3%$148$21.3%
Aug 09$218$52.4%$150$10.7%
Jul 09$213$168.1%$151$10.7%
Jun 09$197$63.1%$150$21.3%
May 09$191$21%$149$21.3%
Apr 09$193$31.5%$151$10.7%
Mar 09$196$31.5%$152$00.0
Data as of 2010. Source: Insurance.com

Top Ten Stolen Cars in Rhode Island

1. 1990 Toyota Camry
2. 1992 Honda Accord
3. 1993 Honda Civic
4. 1996 Jeep Cherokee/Grand Cherokee
5. 1996 Ford Taurus
6. 1986 Oldsmobile Cutlass
7. 1998 Nissan Maxima
8. 1989 Toyota Corolla
9. 1993 Dodge Caravan
10. 1995 Acura Integra

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