Texas Auto Insurance

From Texas Auto Insurance Laws & Requirements to Texas DUI Laws, from Texas Teen Driver Laws to Texas Auto Insurance Rate Estimates, from Texas Auto Theft Statistics to Texas Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Texas driver, the facts you want are right here.
Texas Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Texas?
Texas DUI Laws
In the state of Texas, there is no such thing as special treatment for first offenses. Even if you have a clean driving record, if you are caught driving while under the influence in Texas, you will go to jail and you will be fined up to $2,000. Under Texas’s implied consent law, by obtaining a driver’s license, you are automatically consenting to chemical tests, and breath and urine tests to determine blood alcohol content level (BAC) or to determine if you have drugs in your system. Failure to comply will result in immediate license suspension.
Texas (TX) Teen Auto Insurance Laws, Rates & Requirements
With a population of 23,507,783, the state of Texas has the second largest population in the country. California is the heaviest populated state in the nation, but Texas has just as many drivers. Although teen drivers make up only a small percentage of the millions of driver on Texas’s roads, they are involved in fatal car crashes more often than any other group. The good news is, Texas has managed to reduce the number of teen crashes over the past 7 years through its Graduated Driver Licensing (GDL) program. Between 2002 and 2009, the state saw a 32.5% drop in fatal teen car crashes.
Texas Department of Insurance
PO Box 149104
Austin, Texas 78714-9104
Phone: 512.463.6169

Insurance Rate Examples for Texas

Looking for an auto insurance quote so you can save money on your car insurance in Texas? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Texas Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Texas makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Texas's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
TX Avg. Monthly Premiums
$160
$150
$140
$130
$160
$151
$159
$150
$160
$149
$160
$151
$160
$152
$165
$152
$165
$153
JulJunMayAprMarFebJan

TX Premium$ Change% ChangeNational Avg$ Change% Change
Jul$160$10.6%$151$10.7%
Jun$159$10.6%$150$21.3%
May$160$00.0$149$21.3%
Apr$160$00.0$151$10.7%
Mar$160$53%$152$00.0
Feb$165$00.0$152$21.3%
Jan$165$53.1%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Texas

1. 1994 Chevrolet C/K 1500 Pickup (full size)
2. 1997 Ford F150
3. 1996 Honda Accord
4. 2003 Dodge Ram Pickup
5. 2000 Honda Civic
6. 1994 Chevrolet Suburban
7. 1990 Toyota Camry
8. 1994 GMC C/K 1500 Pickup (full size)
9. 1997 Ford Taurus
10. 2002 Ford Explorer

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