Understanding the details of your auto insurance policy can seem complicated, but these auto insurance tips give you the roadmap you need to make sense of it all. Uninsured motorist coverage? Auto medical payments? Liability and property damage? Let our expert authors explain it for you in plain English. If you’re shopping for a policy and wondering about terms like excluded drivers, deductibles, or GAP insurance, our articles make clear what you might be buying, and whether you need it. If you already have insurance, find out exactly how your particular policy protects you, from collision coverage to bodily injury, and what you could be liable for.

Your Zip Code and Your Auto Insurance Premium: How Where You Live Impacts How Much You Pay

Your Zip Code and Your Auto Insurance Premium: How Where You Live Impacts How Much You Pay
By Lori Mandell

If you move from the suburbs to the city, from one side of town to the other, or even a few blocks away, better check your policy at renewal time.  Although several factors affect your car insurance premium, one of the hot issues in the past few years has been the relationship between your premium and your zip code.

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OEM Parts vs. Aftermarket Parts: Will your Auto Insurance Pay for Brand New Repair Parts from the Original Equipment Manufacturer?

OEM Parts vs. Aftermarket Parts: Will your Auto Insurance Pay for Brand New Repair Parts from the Original Equipment Manufacturer?
By Lori Mandell

If you haven’t had an auto accident, (first, count your blessings), and second, contemplate this: If your car needs to be repaired, a standard auto insurance policy calls for repairs that use "like kind and quality" or "functionally equivalent" parts.

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