Understanding the details of your auto insurance policy can seem complicated, but these auto insurance tips give you the roadmap you need to make sense of it all. Uninsured motorist coverage? Auto medical payments? Liability and property damage? Let our expert authors explain it for you in plain English. If you’re shopping for a policy and wondering about terms like excluded drivers, deductibles, or GAP insurance, our articles make clear what you might be buying, and whether you need it. If you already have insurance, find out exactly how your particular policy protects you, from collision coverage to bodily injury, and what you could be liable for.

Garagekeepers Coverage: What Auto Insurance Covers if Your Car is Damaged at the Dealership or Repair Shop

Garagekeepers Coverage: What Auto Insurance Covers if Your Car is Damaged at the Dealership or Repair Shop
By Helga E. Schauer

Finding a dealership or auto repair facility that does high quality repairs at a good price can be difficult enough, but developing a relationship of complete trust is even more of a challenge.

Auto dealers, body repair shops, auto painting shops, detailers, service stations, storage garages and parking lots all are businesses wherein commercial general liability and business auto liability insurance are heavily intertwined. For this reason these businesses are insured by a “Garage Coverage Form."

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Your Zip Code and Your Auto Insurance Premium: How Where You Live Impacts How Much You Pay

Your Zip Code and Your Auto Insurance Premium: How Where You Live Impacts How Much You Pay
By Lori Mandell

If you move from the suburbs to the city, from one side of town to the other, or even a few blocks away, better check your policy at renewal time.  Although several factors affect your car insurance premium, one of the hot issues in the past few years has been the relationship between your premium and your zip code.

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