Our collision coverage articles cover everything, from the basic facts on how this type of auto insurance works to tips on decoding and understanding your policy. If you’re wondering about your collision coverage, read on to find the facts explained in plain English, and get the clear information you need to help make sure you have the right kind of protection for your particular needs and budget.

Collision Coverage: What is Covered by Collision Coverage and When Should You Have It

Collision Coverage: What is Covered by Collision Coverage and When Should You Have It
By Helga E. Schauer

Collision coverage is one component of “auto physical damage insurance”. It is purchased to cover damage to or destruction of an automobile. This coverage applies when there is damage to a vehicle caused by a crash with another vehicle, or object, or even with the road or roadbed.

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