Understanding policy coverage and declarations is a lot easier when you have our expert authors on your side. Check out the facts on auto insurance declarations and coverage in these articles, and become a better educated, and better protected, policyholder. From the basics about how auto insurance policy coverage works to the details of who and what is covered in a particular situation, we’ve got the answers to your questions, and the keys to understanding your policy.

Understanding Your Automobile Policy Declarations

Understanding Your Automobile Policy Declarations
By Lori Mandell

Every automobile insurance policy comes with a separate page called a “declarations page”, or “declarations sheet”.  In insurance lingo it is abbreviated “dec sheet”.  On the dec sheet you will find all of the information regarding your coverage for each of the vehicles you have insured as well as the premium for each coverage.  The dec sheet identifies your policy with a policy number and it includes the dates of your policy period, and when the policy was first processed.

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Policy Cancellation Versus Non-renewal: What's The Difference?

Policy Cancellation Versus Non-renewal: What's The Difference?
By Lori Mandell

If you want your policy to continue with your current auto insurance carrier, I hope you don’t get a notice for either one of these events.  But if you do, you should know what it means, why it happened and what, if anything, you can do about it.

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