If you are about to purchase your first auto insurance policy or you haven’t bothered to read through the policy you have had for years, here is a guide to help you understand what all that insurance lingo means.  Policies typically offer two general categories of coverage, first party and third party.  First party coverage pays for damage to your car and injuries to you and your passengers.  Third party coverage pays for damage you cause to someone else’s car or other property, and injury to their body.  Sounds pretty easy, so far, right?  Let’s get into the specif