Understanding policy coverage and declarations is a lot easier when you have our expert authors on your side. Check out the facts on auto insurance declarations and coverage in these articles, and become a better educated, and better protected, policyholder. From the basics about how auto insurance policy coverage works to the details of who and what is covered in a particular situation, we’ve got the answers to your questions, and the keys to understanding your policy.

Policy Cancellation Versus Non-renewal: What's The Difference?

Policy Cancellation Versus Non-renewal: What's The Difference?
By Lori Mandell

If you want your policy to continue with your current auto insurance carrier, I hope you don’t get a notice for either one of these events.  But if you do, you should know what it means, why it happened and what, if anything, you can do about it.

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Auto Insurance Coverage: The Basics

Auto Insurance Coverage: The Basics
By Lori Mandell

If you are about to purchase your first auto insurance policy or you haven’t bothered to read through the policy you have had for years, here is a guide to help you understand what all that insurance lingo means.  Policies typically offer two general categories of coverage, first party and third party.  First party coverage pays for damage to your car and injuries to you and your passengers.  Third party coverage pays for damage you cause to someone else’s car or other property, and injury to their body.  Sounds pretty easy, so far, right?  Let’s get into the specif

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