Rental car coverage can be confusing, from figuring out whether your current auto insurance policy will cover you while you’re on vacation or not to finding the best protection for your budget if you need additional coverage. We’ve got expert tips on understanding your policy and making smart consumer choices, so that you can drive a rental car with the protection you need, on the budget you have.

Rental Car Insurance Coverage: Am I Covered?

Rental Car Insurance Coverage: Am I Covered?
By Darryl Lee

Millions of people each year obtain a rental vehicle for various reasons including: a business trip, to take a vacation, or for alternate transportation when their vehicle is being repaired.  When renting a car, one of the most important things to ensure is that your insurance transfers to the vehicle that you rent. To make sure that it does, you can check a few places including your actual policy document, your agent or the insurance company directly.

Auto Insurance for Rental Cars: How Do You Know If You Are Covered When You Rent a Car?

Auto Insurance for Rental Cars: How Do You Know If You Are Covered When You Rent a Car?
By Lori Mandell

One of the worst things to happen while you’re away on vacation is to have a car accident.  You’re happily driving down the road in your rented Ford Focus on your way to Yosemite National Park, or to the Statue of Liberty, you’re glancing quickly at the map, and bam, you hit the guy in front of you.  You exchange insurance information, wondering, in the back of your mind, if you’re covered, and if you should have bought that Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) that you rejected with a quick scribble of your initials.  Don’t wonder.  Find out before you go!