Washington Auto Insurance

From Washington Auto Insurance Laws & Requirements to Washington DUI Laws, from Washington Teen Driver Laws to Washington Auto Insurance Rate Estimates, from Washington Auto Theft Statistics to Washington Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Washington driver, the facts you want are right here.
Washington Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in Washington?
Washington DUI Laws
The State of Washington has strict laws for driving under the influence (DUI). In the state of Washington, DUI includes alcohol, marijuana, cocaine, inhalants, and even some prescription drugs. If you are caught and convicted of DUI in the state of Washington, you could end up in jail for 1 year, license suspension for up to 36 months, and fines up to $5,000. The state of Washington also requires convicted DUI offenders to install an interlock device on all vehicles in the household at the driver’s own expense.
Washington (WA) Teen Auto Insurance Laws, Rates & Requirements
In Washington state, two thirds of all teenage deaths are from car crashes.  And much like other states across the nation, the risk for car crashes in 16-19 year olds in Washington state is higher than any other age group. In addition, some of the most devastating teen car crashes occur at night, between the hours of 9 p.m. and 6 p.m. In response to the disturbing teen car crash statistics, Washington state has adopted the graduated driver licensing (GDL) system. Recently, the state has even updated and strengthened restrictions on teens seeking a driver’s license.
Washington State
Office of the Insurance Commissioner
PO Box 40256
Olympia, Washington 98504-0256
Phone: 360.725.7000

Washington Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Washington makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Washington's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
WA Avg. Monthly Premiums
$160
$150
$140
$130
$149
$151
$149
$150
$148
$149
$153
$151
$157
$152
$154
$152
$158
$153
JulJunMayAprMarFebJan

WA Premium$ Change% ChangeNational Avg$ Change% Change
Jul$149$00.0$151$10.7%
Jun$149$10.7%$150$21.3%
May$148$53.3%$149$21.3%
Apr$153$42.6%$151$10.7%
Mar$157$32.0%$152$00.0
Feb$154$42.5%$152$21.3%
Jan$158$85.3%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Washington

1. 1994 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1990 Acura Integra
5. 1986 Toyota Pickup
6. 1994 Dodge Caravan
7. 1992 Nissan Sentra
8. 1994 Saturn SL
9. 1993 Jeep Cherokee/Grand Cherokee
10. 1988 Honda Prelude

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