West Virginia Auto Insurance

From West Virginia Auto Insurance Laws & Requirements to West Virginia DUI Laws, from West Virginia Teen Driver Laws to West Virginia Auto Insurance Rate Estimates, from West Virginia Auto Theft Statistics to West Virginia Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a West Virginia driver, the facts you want are right here.
West Virginia Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in West Virginia?
West Virginia DUI Laws
In West Virginia, driving under the influence is a serious crime that carries a 6-month license suspension for a first offense and jail time. In order to have your license reinstated, the state requires successful completion of an alcohol safety and treatment program for all offenses. West Virginia’s DUI laws appear to be saving lives. Only a handful of other states have lower fatal alcohol-related crash rates. In 2007, West Virginia had a total of 408 fatal accidents on its roads—less than half were alcohol-related.
West Virginia (WV) Teen Auto Insurance Laws, Rates & Requirements
In the State of West Virginia, car crashes are not all that common, but when a car crash does occur, the driver will likely be a male between the ages of 16-20. In 2006, 36 young West Virginians died in car crashes – only 7 were female. Although West Virginia has some of the lowest teen car crash fatality rates in the nation, the state still works hard to enforce the laws of its Graduated Driver Licensing program and it continually makes changes to it in order to keep up with the times.
West Virginia Offices of Insurance Commissioner
PO Box 50540
Charleston, West Virginia 25305-0540
Phone: 304.558.3354

Insurance Rate Examples for West Virginia

Looking for an auto insurance quote so you can save money on your car insurance in West Virginia? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

West Virginia Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for West Virginia makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see West Virginia's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
WV Avg. Monthly Premiums
$170
$153
$136
$120
$173
$150
$177
$151
$171
$150
$165
$149
$169
$151
$175
$152
$168
$152
$174
$153
AugJulJunMayAprMarFebJan

WV Premium$ Change% ChangeNational Avg$ Change% Change
Aug$173$42.3%$150$10.7%
Jul$177$63.5%$151$10.7%
Jun$171$63.6%$150$21.3%
May$165$42.4%$149$21.3%
Apr$169$63.4%$151$10.7%
Mar$175$74.2%$152$00.0
Feb$168$63.5%$152$21.3%
Jan$174$84.4%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in West Virginia

1. 1991 Chevrolet S-10 Pickup
2. 1996 Chevrolet Cavalier
3. 1991 Ford Ranger
4. 1998 Ford F150 Series
5. 1999 Honda TRX300 Series
6. 2002 Honda TRX450
7. 1999 Pontiac Grand Am
8. 1996 Chevrolet Blazer
9. 1994 Chevrolet C/K 1500 Pickup (full size)
10. 1998 Jeep Cherokee/Grand Cherokee

Have a Question about Auto Insurance?

Submit your question to our Experts and we would be happy to answer it for you!