What to Do When Your Car Is Stolen
Facing what to do when your car is stolen is a situation
that no one wants to be in, and you don’t have to with the right preparation.
The following is a list of preventative measures you can take, making it
difficult to downright impossible for thieves to take your car:
- Keep
copies of important documents in a safe place outside your car. This
should include copies of your license, registration, and insurance, as
well as receipts for any additional items you have installed in or on your
car, such as rims or stereos. Remember, however, that you should always
keep the original registration and insurance cards in the car, and only
place copies outside.
- Take
pictures of your car for insurance purposes. Along with saving receipts
for any additions, pictures offer proof of value when you need to submit a
claim. Pictures may also help the police identify your car if it has
unique features.
- Using
anti-theft measures, such as car alarms, lo jacks, and (simple as it may
seem) always locking your car. Some anti-theft devices can also get you a
lower rate on car insurance. Besides these things, park your car in
well-lit areas or in a garage if possible.
- Many
police agencies recommend engraving the vehicle identification number that
is somewhere hidden on your car. This way, your car can be identified even
if it has been dramatically altered. (For more information on VINs, click
here.)
However, no matter how many preventative measures you take,
your car may still be stolen. First and
foremost, call the police immediately. The faster the police have a description
of your car, the higher the chance that they can find it before it is
damaged. Give the police the best
description of your car possible, as well as the area from which it was
stolen. Remember, you should have your
license plate number memorized; otherwise, you will not know one of the key identifying
markers for your car. After calling the police, do the following:
- Complete
any instructions the police officers give you. This may include delivering your
insurance and registration copies, as well as pictures of your vehicle,
receipts, and serial numbers for anything you have added to the car.
- Contact
your insurance agency. They can
begin processing the claim immediately and help you get a rental car.
- Inform
the police immediately if you were wrong about your car being stolen. If, luckily, there was a mix-up, it is
imperative that you call the police.
Otherwise, whoever is driving the car may be pulled over at
gunpoint.
- If you
find your car after it is stolen, be very cautious. Police departments advise against
approaching the car. The thief may
be nearby, and you could also damage evidence. Call the police immediately and give
them the location of your car.
Although no one should have to go through the trauma of having a car stolen, you can protect yourself by following these few, simple steps. And remember, your insurance agency is there for this exact reason; let them help you get back into a car and on with your life.